our team

Jeff Helms
Jeff is a Certified Retirement Coach and maintains the Chartered Financial Analyst (CFA) designation.  He brings tremendous depth of experience in the investment industry to his clients.  His areas of expertise include financial and retirement planning and estate planning.

Specializing in retirement planning, Jeff conducts his “Reinventing Your Retirement” education workshops throughout the State of Florida for both corporate and municipal clients.  He is the author of two books on retirement:  What Great Investors Know and Generation R:  A Retirement Nation at Risk. Jeff serves as a Chapter Board member for the First Tee, which impacts the lives of young people through its educational and character development programs. He resides in St. Augustine with his wife, Candy and daughter, Lily.

kris medlin, ACS, AIAA
Kris Medlin is Director of Client Services.  She began her career in the financial services industry in 1985 and manages all operations and administrative support functions. Specializing in the coordination, planning and support of clients needs, she prides herself in delivering exceptional service to both clients and advisors.  Kris is also licensed in Life, Health & Annuity. A lifelong resident of Florida’s First Coast, she resides in St. Augustine with her husband, Steve.

don lohr
Don began his career in the insurance industry in 1987, after graduating from Flagler College, with a degree in Business Administration.  Born in Philadelphia, PA, his parents and siblings moved to St. Augustine in 1971.  Don has been married to his wife, Leila, since 1984.  He is active in the community in many ways.  He is a past Board Member and Board Chairman of the St. Augustine YMCA; past Board Member of the ARC of St. John’s County; current Volunteer Committee Member and Leader with Young Life of St. Johns County, mentoring Middle School and High School children at the Florida School for the Deaf & Blind; and a past member of the United Way Allocation Committee.

Since 1987, Don has been providing professional insurance planning to his clients.  He is a licensed Life & Health Agent, as well as a Property & Casualty Agent.  Don’s primary focus is in the areas of employee benefit planning, life, health insurance and disability insurance.

* Not affiliated with Geneos Wealth Management

Susan Caruso
Susan is our Group Employee Benefits Account Manager.  She began her career in the insurance field in 1990 in Pittsburgh, PA and moved to Florida in 2003. Licensed in Customer Service, Life, Health and Annuity, Susan coordinates group health plan renewals, quoting, claim handling and customer service for small and large group accounts. Susan is married with one grown son and lives in Jacksonville. 


Teressa Burkholder, ACRS
Teressa is the Office Administrator for First Coast Financial Advisors.  Her duties include coordination of technology services and general accounting. Teressa is a lifelong resident of St. Augustine, Florida and attended Maryville College in Maryville, Tennessee.

* Not affiliated with Geneos Wealth Management